Never had things exactly my way. My childhood, my parents planned that. Then came the kids in the house. Retirement? I'll call it freedom to be that kid that still wants to play. But I have to make sure the money will last. Take control of your future. A plan from Merrill Lynch can show you how. And a Merrill Lynch financial consultant has more ways to make the plan work for you than anyone else. The difference is planning. The difference is Merrill Lynch.